For independent mortgage brokers

Win the borrower who already has an offer in hand.

KnowMyLoan gives borrowers an honest read of their Loan Estimate on your branded subdomain. They get clarity. You get the lead, with their file, an AI read, and consent to reach out.

See how it works →

First 100 seats at $199/mo, locked for the life of the seat.

Lead quality

The warmest lead in mortgage.

A borrower who uploads a Loan Estimate has an offer in hand and is deciding right now. They just read their own breakdown, they are curious and in process, and they chose to hear from you. You meet them at the exact moment they are weighing what to do.

In-market

Has an LE. Comparing options this week.

In context

Their estimate plus the scenario they fill out themselves: program, purpose, credit range, property type, and state.

Opted in

Consent captured; they asked to hear from you.

Warm on arrival

Auto talking points based on where their rate and costs land against the typical range.

The analysis

The analysis is the real thing.

The read your borrowers get is the real thing. Our AI reads any Loan Estimate, then a transparent engine measures it against daily rate-lock data and the same loan-level price adjustments (LLPAs) and agency pricing the market runs on, tuned to each borrower's exact scenario, with lender fees benchmarked on public HMDA data. It's descriptive, and borrowers can see exactly how every number was reached. That makes you look credible.

The borrower experience

What your borrower sees.

Your client uploads their Loan Estimate on your branded page and gets a plain-English breakdown of every cost. Lender fees are benchmarked against public HMDA data. Their rate is read against OBMMI daily rate-lock data, adjusted with the same loan-level pricing adjustments (LLPAs) the market applies and a stated margin assumption, tuned to their scenario. Borrowers can see how every number was reached. No sign-up, and nothing is shared with you until they choose to.

Sample report

Total closing costs

$11,679

$304,000 loan · 30-year fixed · your rate 6.58%

What the lender controlsVaries by lender$4,500

What you can shop forYou can shop$2,410

Set no matter whatFixed$4,769

LowerYour fees · public market rangeYour fees · market rangeHigher

LowerYour rate (6.58%) · public market rangeYour rate · market rangeHigher

An educational estimate generated by AI from public data. Not a quote, offer, or guarantee.

Try the borrower experience

Walk through the exact report on a sample Loan Estimate. Takes under a minute. Nothing is created or shared.

How it works

Three steps. No rate quoting.

Your own branded subdomain

you.knowmyloan.com, set up with your name, NMLS, and sponsoring brokerage in the disclosures.

Borrowers upload their Loan Estimate

Share your link or QR code. They upload on your site with no sign-up.

Honest read plus lead in your dashboard

AI reads their estimate against public market data and shows exactly how every number was reached. Borrowers can check the work. That transparency earns their trust, and you get the lead the moment they opt in.

The platform is descriptive. It reads the borrower's own estimate against public market data and never quotes rates, makes offers, or gives advice. The licensed advice always stays with you.

Your dashboard

Walk into every call already knowing where you can help.

The dashboard does the pre-work. Opportunity metrics, per-lead reads, talking points, and speed to lead are built in, so you spend your time on the conversation, not the prep.

→
Opportunity surfaced
Total borrower savings your dashboard has identified across your leads, so you know where to spend your day.
→
Lead detail with AI read
Every lead opens with the fee and rate read against public benchmarks, plus auto-generated talking points about where they're paying above market.
→
Speed to lead
New leads land in real time with the estimate, consent record, and the borrower's preferred channel already attached.

knowmyloan.com/broker

Potential savings across your pipeline

$4,120

Across 3 borrowers this month. Never guaranteed.

Funnel

Opt-ins11

Contacted7

Closed2

Needs a call

Maya Chen
Above-market lender fees. Opted in 2h ago.
Call
Diego Alvarez
Rate 0.35% above the market median for their scenario. 6h ago.
Call

Illustration with sample data.

What's included

Every seat ships with all of it.

Branded subdomain tool

Your own you.knowmyloan.com with the rate and fee read on every Loan Estimate. Your name, NMLS, and sponsoring brokerage in the disclosures.

Lead dashboard

Every borrower who opts in shows up with their estimate, the AI read, files, and consent record, ready to call.

Growth Hub

Marketing that is ready the day your seat activates.

Branded share link and a printable QR kit for open houses, listings, and leave-behinds.
Ready-to-post scripts for local Facebook groups and Nextdoor, with your NMLS and Equal Housing Opportunity already included.
Realtor outreach messages for referral partners, written to co-brand.
Meta ad templates with the required Housing ad settings called out before you spend a dollar.

Pricing

One extra closing can cover years of a seat.

Seats are unlimited and national. Pricing is per seat. Early adopter pricing locks in for the life of the seat.

Early adopter

Early adopter seat

$199/seat/mo

$99 one-time setup. Price locked for the life of the seat.

✓Branded subdomain and lead dashboard
✓Growth Hub: scripts, link, QR
✓All future features included
✓Cancel anytime

After early access closes

Standard seat

$249/seat/mo

$99 one-time setup. This is the price after the first 100 seats fill.

✓Branded subdomain and lead dashboard
✓Growth Hub: scripts, link, QR
✓Cancel anytime

Opens after the first 100 seats fill.

Branch and team pricing

Per seat, by team size. Setup: $99 plus $25 per seat. Early adopter pricing applies to individual seats only.

During early access, individual seats are the best deal. Branch pricing takes over after the first 100 seats fill.

2–5 seats

$229/seat/mo

6–10 seats

$209/seat/mo

11–25 seats

$189/seat/mo

26+ seats

Custom

FAQ

Common questions

How does it work?

You get a branded subdomain (you.knowmyloan.com). You share the link or QR code with prospects. They upload their Loan Estimate; our AI reads it against public HMDA market data and gives them a plain-English read of their rate and lender fees. When they opt in, the lead lands in your dashboard with their file, the read, and consent attached.

What does my borrower actually see?

A plain-English breakdown of their own Loan Estimate: every fee explained, grouped by who controls it, with their costs and rate placed against public market data. They can view it free with no sign-up, and they choose whether to ask you to review it. Try it on the demo page.

Is it compliant? Who is the advice coming from?

The platform is descriptive. It reads the borrower's own estimate against public benchmarks and does not give advice, quote rates, make offers, or compare specific lenders. Your name, NMLS, and sponsoring brokerage appear in the disclosures.

What about licensing across states?

Brokers serve borrowers in the states they're licensed in. That's on you. There is no platform-side state gate; seats are national. We never claim a borrower's loan is licensed by KnowMyLoan.

What do I get for the seat?

Your branded subdomain tool, lead dashboard, and the Growth Hub (scripts, branded link, printable QR code). Every seat includes everything; there are no tiered features.

Can I cancel anytime?

Yes. Month-to-month. Early adopter pricing locks in for the life of the seat as long as it stays active.

Claim your seat

Just the essentials. We'll review and follow up by email with next steps. Nothing is charged or provisioned today.

Seats are governed by the Seat Agreement, which you accept at checkout.

Be the second opinion they ask for.

First 100 seats at $199/mo, locked for the life of the seat.