For independent loan officers and mortgage brokers

You are the second opinion.

They already applied. Just not to you.

On your branded page, potential borrowers upload another lender's Loan Estimate. AI explains and grades the fees and the rate against real market data. When they ask you for a second opinion, the lead lands in your dashboard.

A phone showing a KnowMyLoan sample report: total closing costs and where the fees and rate sit against public market data.

$99 to set up and $199 a month locked for the life of the seat. You never pay per lead.

Open the demo seat's report
A phone showing a KnowMyLoan sample report: total closing costs and where the fees and rate sit against public market data.

You never pay per lead.

It is one flat monthly price for the seat.

The Loan Estimate comes with it.

Every lead arrives with the AI read done and recorded consent to reach out.

Your price is locked for the life of the seat.

A year of the seat is generally covered by one closed loan.
Loan Estimate attachedRecorded consent to reach outAI read and talking points done

Watch the walkthrough.

Fees are graded against public data built from over 3 million HMDA records. The rate is read against OBMMI daily rate lock data.

Here is how a lead reaches you.

You share your link, and the AI does the reading. When a potential borrower asks for a second opinion, the lead lands in your dashboard.

1

Your own branded page

you.knowmyloan.com, set up with your name, NMLS, and sponsoring brokerage or lender in the disclosures.

2

Potential borrowers upload their Loan Estimate

Share your link or QR code. They upload on your site with no sign-up.

3

The AI reads it, and the lead lands in your dashboard

AI explains every line and grades the fees and the rate against real market data, and borrowers can check the work. That transparency earns their trust, and you get the lead the moment they ask for a second opinion.

The seat is $199 a month, and you never pay per lead.

A year of the seat is generally covered by one closed loan.

Brandon Clark, founder of KnowMyLoan
Brandon Clark, Founder of KnowMyLoan

Bring your questions about the seat, and I'll answer them on the call.

Book a 15-minute call

Early adopter seat

$199/seat/mo
$99 one-time setup. Price locked for the life of the seat.
  • Share your link anywhere you already show up. The Grow tab has story templates and your QR code ready.
  • Potential borrowers get a free AI read that explains every line of their Loan Estimate before they ever contact you.
  • When they want a second opinion, they ask you.
  • The lead lands in your dashboard with the Loan Estimate attached, the AI read done, and recorded consent to reach out.
  • From there, leads can go straight to your CRM.

If it isn't for you, cancel in your first 30 days and we refund your $99 setup.

We check your NMLS record first. Once you're approved, we email your checkout link. Nothing is charged until checkout.

After the first 100 seats fill, the price is $249 a seat per month.

The leads you create are yours and only yours.

Branch and team pricing

Team seats are priced by team size, with one $99 setup for the whole team.

2 to 4 seats
$189/seat/mo
5 to 25 seats
$179/seat/mo
26 or more seats
Custom

Team seats include a 15-minute setup call with the founder.

If you price competitively, that transparency works in your favor. High prices show up here just as clearly as competitive ones.

Reserve your seat

The application takes your name, email and individual NMLS ID. We review every application personally and follow up by email within one business day.

Seats
What happens next
  1. We check your NMLS record and, once approved, email your checkout link.
  2. After checkout, your page and your Grow tab are ready.

We share your hashed email and phone number (if given), IP address, and site activity with Meta for advertising and ad measurement. Opt out in Your Privacy Choices or read our Privacy Policy.

Nothing is charged until checkout. Seats are governed by the Seat Agreement, which you accept at checkout.

Graded against public data built from over 3 million HMDA records.

Fees are read against national HMDA data, what lenders reported on comparable loans.

Rate is read against daily OBMMI rate-lock data, and it's adjusted for the loan scenario.

The AI does the explaining under your name, and the lead comes to you.

Borrowers are turning to AI for honest, unbiased answers before they decide. Your page puts that same honesty on their own Loan Estimate. The understanding they get earns their trust, and your name stays on the page the whole time.

The link goes in your stories, communities and sphere. The Grow tab in your dashboard has the story templates, community post templates and your QR code.

No ad spend is required.

Every lead arrives with the Loan Estimate attached, the AI read done, and recorded consent to reach out. It can be delivered straight to your CRM.

What a potential borrower sees.

A potential borrower uploads their Loan Estimate on your branded page. AI explains every line in plain English and grades the fees and the rate against real market data. They can see how every number was reached, and nothing comes to you until they ask for a second opinion.

Sample report
Total closing costs
$11,679
$304,000 loan · 30-year fixed · your rate 6.58%
What the lender controlsVaries by lender$4,500
What you can shop forYou can shop$2,410
Set no matter whatFixed$4,769
Fees | public market rangeWithin range
Public market range
LowerHigher

Fees are graded against public data built from over 3 million HMDA records. The rate is read against OBMMI daily rate lock data and adjusted for the borrower's scenario.

Rate | public market rangeWithin range
Public market range
LowerHigher

An educational estimate generated by AI from public data. Not a quote, offer, or guarantee.

Open the demo seat's report

Walk through the exact report on a sample Loan Estimate. Nothing is created or shared.

The lead that shows up ready.

A borrower who uploads a Loan Estimate has already applied somewhere. They are in process and deciding right now. They just read their own breakdown on your page, and they chose to ask you for a second opinion.

They have a Loan Estimate from another lender in hand.

Their scenario comes with them, including program, purpose, credit range, property type and state.

They asked to hear from you, and that consent is recorded.

Talking points are written for you from where their fees and their rate land against the range.

Your seat comes with the marketing that sends potential borrowers to your page.

Branded page tool

Your own you.knowmyloan.com with the rate and fee read on every Loan Estimate. Your name, NMLS, and sponsoring brokerage in the disclosures.

Lead dashboard

Every lead arrives with the Loan Estimate attached, the AI read done, and recorded consent to reach out.

Your marketing kit is ready the day your seat activates.

Every template in the Grow tab is prefilled with your name and your page. Scripts and captions are yours to edit, and you own the final wording of anything you post.

Straight from the Grow tab

Story templates from a live seat's Growth Hub, prefilled with the demo broker's name and page link. Yours render with your name, your page, and your QR kit.

Story template on a phone: How do your fees and rate compare?Story template on a phone: AI walks you through your Loan Estimate and grades it.Story template on a phone: Got a Loan Estimate? Get a second opinion.Story template on a phone: See your fees and rate side by side.

This story template is the Jordan Demo seat's version. Yours comes prefilled with your name and your page link.

Prefilled outreach DM

It's a no-pressure way to understand your loan costs before you sign.

Jordan Demo · NMLS #0000000 · Equal Housing Opportunity

QR kit · Printable

knowmyloan.com/demo

Use it on flyers, business cards, signage, and open-house leave-behinds.

Yours renders with your page and your handle.

New lead

Avery S.

avery•••@gmail.com

Loan Estimate attachedAI read readyConsent recorded

Also included: ready-to-post story templates, a branded share link and printable QR kit, and model post scripts for local Facebook groups and Nextdoor.

Walk into every call already knowing where their fees and their rate sit.

The dashboard does the pre-work. Every lead opens with the scenario they filled out, the fee and rate read, and talking points already written, so you are fully prepped before the first contact.

  • Opportunity surfaced
    Where your leads' fees and their rate land against the range.
  • Lead detail with AI read
    Every lead opens with the fee and rate read against public benchmarks, plus auto-generated talking points about where their fees and their rate land against the range.
  • Speed to lead
    New leads land in real time with the estimate, consent record, and the borrower's preferred channel already attached.
A laptop showing a KnowMyLoan lead detail page with the Loan Estimate attached, the fee and rate read, and recorded consent.
Illustration with sample data.

Common questions

Be the second opinion they ask for.

First 100 early adopter seats. $99 to set up and $199 a month locked for the life of the seat.

Watch the walkthrough